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Do I need renters insurance if my landlord has coverage?
4+ week, 1+ day ago (687+ words) It is a common question and one that makes perfect sense. If the landlord is insured, surely that coverage extends to the tenant and everything inside the unit if the worst happens. A tenant has a roof over their head,…...
Actual cash value vs. replacement cost: Which renters policy saves you money?
1+ mon, 1+ week ago (511+ words) The world of insurance can often feel like deciphering an overly complex text. The field is dense, confusing, and frequently causes frustration for policyholders. However, when examining renters insurance, one critical distinction exists that can determine financial outcomes following a…...
How to review your renters policy for 5 hidden coverage gaps
1+ mon, 1+ week ago (528+ words) When you first signed your lease, you probably took a wild guess at the value of your belongings. Maybe you went with the $15,000 baseline. Fast forward a few years: Have you added a top-tier gaming computer, a new bedroom set,…...
Surprise guests and unwanted claims: Is your renters insurance ready for Thanksgiving?
1+ mon, 3+ week ago (207+ words) This is the most probable scenario where the liability portion of your renters insurance policy provides essential relief. While liability claims present the largest financial threat, the Thanksgiving holiday introduces several other common property risks that your renters insurance is…...
When renters insurance steps in to cover stolen motorcycle gear
2+ mon, 2+ week ago (308+ words) For those who ride, a motorcycle is more than just transportation; it's an extension of their spirit. Riders invest not just in the bike, but in the gear that keeps them safe and comfortable: the high-impact helmet, the abrasion-resistant jacket,…...
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