1+ week, 2+ day ago (1717+ words) The average U.S. tenant pays $264 annually for renters insurance, according to Insurify data. But costs climb much higher in certain areas, especially the South. Five cities along the Gulf Coast rank among the 10 most expensive cities for renters insurance: New Orleans, Baton Rouge, and Lafayette in Louisiana, and Biloxi and Gulfport in Mississippi. Cities in Kentucky, Georgia, and Arkansas also make the list. In fact, Detroit, the most expensive city for renters insurance, is the only one among the top 10 that isn't in the South. Several factors influence renters insurance costs, and they vary significantly between states and cities. Building and security features, neighborhood property crime rates, area fire incident rates and response times, and individual policy details can all affect renters insurance rates. Climate risks have made it unprofitable for companies to insure certain regions, according to J.P. Morgan.1 Severe weather,…...

1+ week, 3+ day ago (901+ words) If you rent your home and own a car, you likely need two types of insurance: renters insurance and auto insurance. The policies can protect you and your belongings, as well as limit your liability, in an accident, making the cost, when the unforeseen happens, all the more palatable. But that doesn't mean you shouldn't look for savings. Getting both policies from the same insurer " a strategy called bundling " could help you save, with policy holders locking in as much as $659 annually. That's more than enough to entirely cover your renters insurance. And, bundling's benefits go beyond cost: It can make it easier to manage your policies and may even help you save on your deductible if you have to file claims on both policies at the same time. Here's what you should know about bundling, including how to do…...

2+ week, 1+ day ago (550+ words) It's expensive, but sometimes renting a car is the best way to explore an area. Insurance can make it more expensive than it needs to be, so is it worth it? Islands and Yahoo may earn commission from links in this article. Pricing and availability are subject to change. Whether or not to rent a car is a hot topic among many travelers, especially those looking to cut costs while maximizing their time on the ground. While car rentals can certainly add to travel expenses, it's often still worth itto rent a car at an airport or search elsewhere rather than rely solely on public transportation. This is especially true when visiting national parks or nature reserves outside city centers, where taxis and rideshare apps, while available, offer less flexibility for travelers who prefer exploring at their own pace and…...

2+ week, 5+ day ago (33+ words) The internet has everyone on high alert for scams, but not everything that looks suspicious deserves the label of being a scam. Some things dismissed as tricks actually make perfect sense once you ......

1+ mon, 9+ hour ago (529+ words) For those who ride, a motorcycle is more than just transportation; it's an extension of their spirit. Riders invest not just in the bike, but in the gear that keeps them safe and comfortable: the high-impact helmet, the abrasion-resistant jacket, the armored gloves, and the reinforced boots. This gear is essential, and often, it carries a hefty price tag. The key to understanding this coverage lies in a section of your renters policy known as personal property coverage, often referred to as Coverage C. This part of your policy is designed to protect virtually all of your belongings against "covered perils," and theft is almost always one of them. What Does This Mean for Your Riding Gear? Helmets: Check. A premium lid can cost upwards of $1,000. Jackets, pants, and suits: Check. High-end textiles and leather are significant investments. Boots and gloves:…...

1+ mon, 2+ week ago (192+ words) Updated on: October 13, 2025 / 6:52 PM PDT / CBS LA When a disaster hits, navigating a new normal can be overwhelming and complicated. Among the many questions people may have is their homeowner's or renter's insurance. What does your policy cover? What does it not cover? What should you do first?" As part of Insurance Week: We've Got You Covered, CBS LA"is hosting a phone bank from 3:30 p.m. to 6:30 p.m. on June 3. During the three-hour window, people can call and speak with experts about their questions or concerns they have regarding their own insurance." People can call 818-531-9292 to speak to someone." The information provided during the phone bank will be for general informational purposes only and will not constitute professional advice and should not be relied on as such. Please do not provide any personally identifiable information or other sensitive data. " Feel free to…...

2+ mon, 10+ hour ago (1047+ words) With car insurance rates up more than 30% from 2023, there's no better time to take a second look at your policy. One great way to lower your bill is to compare the discounts available from your carrier and the competition. Insurers offer rate reductions for all kinds of things, including putting more than one car on your policy, bundling home and auto coverage, completing a safe-driving course and even being a homeowner. Not all discounts are available in all states, however, and some discounts can't be combined. So, be sure to research an insurer before enrolling. We reviewed our previous reporting on the best'companies to identify the brands offering the best discounts across numerous categories. For more on how we made our selections, check outour methodology. American Family offers affordable car insurance with more than a dozen discounts to further lower…...

2+ mon, 1+ day ago (31+ words) For about the cost of a weekly coffee, you and your belongings could be protected from financial disaster after a covered loss or incident. Learn the insurance 101 of renters insurance....

2+ mon, 5+ day ago (1458+ words) Rhino renters insurance comes with very limited coverage, so it's not the best choice for most people. Its security deposit insurance makes sense only if you can't afford the deposit on your own. What is Rhino insurance? Rhino is an insurance agency and broker that sells a few types of insurance for renters. This includes standard renters insurance and security deposit, which covers your security deposit so you don't have to pay a large amount of money when moving into a new apartment. Rhino sells insurance from other companies instead of its own products. So if you need to file a claim in the future, you'll work with one of its partner companies, not Rhino. For example, Rhino offers renters insurance through Lemonade. If someone breaks into your apartment and steals your stuff, you'll file a claim with Lemonade. Easy…...

2+ mon, 5+ day ago (541+ words) Offering quality amenities and competitive rent rates are common strategies that multifamily owners and managers can use to attract renters. However, even buildings that offer the best perks may be passed up if renters are not allowed to bring their four-legged family members along." The percentage of pet-owning renters has increased in recent years, from 46% in 2019 to more than 58% now, according to Zillow. Its study of 11 million listings also showed rentals that welcomed pets garnered more interest among prospective renters and were leased an average of eight days sooner than those that didn't." To realize these benefits without increasing risks, expenses and operational burdens, building owners must have processes in place to ensure compliance with pet policies and safeguard their assets. Protect Assets From Liability" Jacobson said that owners typically charge a fee to have a pet, whether it be…...