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aol.com
aol.com > finance > kid-going-college-dorm-insurance-175054115.html

My kid is going to college. Do they need dorm insurance?

3+ mon, 2+ week ago (34+ words) As the college class of 2029 runs down their dorm packing list, "dorm insurance" is an item that's cropping up more frequently. Some colleges recommend or require it; some even have partnerships with ......

2.
@AOL
aol.com > finance > renters-insurance-worth-cost-5-130148917.html

Is Renters Insurance Worth the Cost? 5 Benefits To Consider

8+ mon, 2+ day ago (731+ words) Renters insurance is a policy that protects tenants from financial losses related to personal property, liability and additional living expenses. A common misconception is that a landlord's insurance... Renters insurance is a policy that protects tenants from financial losses related to personal property, liability and additional living expenses. A common misconception is that a landlord's insurance will cover a tenant's belongings, but in most cases, it protects only the building itself and not what's inside your unit, per Allstate. One of the biggest reasons renters go without coverage is money, but it's often more affordable than people assume. "One common misconception is that renters insurance is prohibitively expensive. However, data suggests otherwise. In 2021, the average annual premium for renters insurance in the U.S. was $170, approximately $14 per month," said Ryan Nelson, founder of Property Build. Check Out: Renting vs. Owning a Home:…...

3.
aol.com
aol.com > finance > insurance > article > how-to-get-renters-insurance-153641540.html

Small cost, big protection: This $15-a-month policy covers what your landlord won't

2+ mon, 1+ day ago (31+ words) For about the cost of a weekly coffee, you and your belongings could be protected from financial disaster after a covered loss or incident. Learn the insurance 101 of renters insurance....

4.
@AOL
aol.com > finance > could-buying-lemonade-stock-today-114500193.html

Could Buying Lemonade Stock Today Set You Up for Life?

4+ mon, 3+ week ago (421+ words) Lemonade's stock has been on a wild ride since its public debut. Its growth accelerated in 2024, and it should maintain that momentum this year. Its stock still looks reasonably valued relative to its long-term growth potential. 10 stocks we like better than Lemonade " Lemonade (NYSE: LMND) has been a wildly volatile stock since its initial public offering five years ago. The online insurance services provider went public at $29 in July 2020, then skyrocketed to a record closing price of $183.26 in early 2021 during the peak of the meme stock mania. But today, Lemonade's stock trades at about $42. It stumbled as its growth cooled off, and it racked up losses, popping its bubbly valuation. Then inflation and rising interest rates further sapped the share price. But during the past year, it has been climbing back. Could the shares today represent a golden buying opportunity?...

5.
aol.com
aol.com > articles > 15-things-often-labeled-scams-184235089.html

15 Things That Are Often Labeled ‘Scams’ but Are Actually Legitimate

2+ week, 5+ day ago (33+ words) The internet has everyone on high alert for scams, but not everything that looks suspicious deserves the label of being a scam. Some things dismissed as tricks actually make perfect sense once you ......

6.
@AOL
aol.com > finance > baltimore-renters-units-remain-uninhabitable-161500728.html

Baltimore renters’ units remain ‘uninhabitable’ weeks after flood — and insurance refuses to cover their costs

4+ mon, 1+ week ago (522+ words) In mid'June, a major water leak struck 414 Light Street, a 44'story luxury apartment high-rise in Baltimore's Inner Harbor neighborhood, flooding units as high as the 17th floor. Nearly a month later, about 70 apartments remain under repair " walls and flooring torn out, fans running, sealed-off sections still drying. "Be very careful, guys," one resident warned when bringing a Fox45 News (WBFF) team inside her unit, "Cause it's a lot going on." The leak soaked through multiple floors and necessitated weeks of repairs. The resident, who asked not to be named, says she's been displaced and without a home since June 12. "I was hoping by this time, I would have my apartment back," she said. "A lot of us are in the same club that none of us want to be a part of." Another renter, about 14 floors below, described her unit as stripped....

7.
@AOL
aol.com > finance > choosing-between-renting-buying-renters-205555925.html

Choosing between renting or buying? Renters insurance rates continue to drop as home insurance rates increase

6+ mon, 1+ min ago (692+ words) From 2007 to 2021, average renters insurance premiums fell by more than 28 percent, while average homeowners insurance rates increased by more than 31 percent. Over that same period, the gap between average renters insurance premiums and average home insurance premiums has grown by 378 percentage points. The gap between average renters and homeowners insurance rates from 2007 to 2021 grew the most in Oklahoma, Colorado and Rhode Island. The difference between homeowners and renters insurance rates was the most minimal and consistent in Delaware, Alaska and Nevada from 2007 to 2021. Johna Strickland is no longer a homeowner. In 2021, she sold her house in Folkston, Georgia and moved closer to her family in Boise, Idaho. It wasn't just a desire to be closer to kin that made her put up a "for sale" sign; she was sick of owning. "Owning a house [was] stressful, and maintaining and improving…...

8.
@AOL
aol.com > no-1-expense-making-harder-130353870.html

The No. 1 Expense That’s Making It Harder for Renters To Afford Housing

7+ mon, 3+ week ago (1282+ words) For many people, saving for a down payment for a house feels like a losing battle and a major obstacle to homeownership. But renting can be equally challenging -- especially when it comes to gathering... For many people, saving for a down payment for a house feels like a losing battle and a major obstacle to homeownership. But renting can be equally challenging " especially when it comes to gathering the funds for a security deposit. Find Out: Renting vs. Owning a Home: Which Will Be Cheaper in 2025? Try This: How Middle-Class Earners Are Quietly Becoming Millionaires " and How You Can, Too Typically, a security deposit equals one month's rent. But in some states, landlords can collect up to three months' rent as security, according to Bay Property Management Group. Other states have no limits. Plus, there may be other costs, such…...